What Coverages Are included for renters?

Coverage for Common Damages

Liability coverage for resident-caused accidental property damage including fire (including kitchen fire, hot pan burns, and cigarette burns), water (including damage to the unit of origin), smoke, and explosion.

Additional Coverages For Both Parties

Resident-caused water damage, including resident’s unit. Pet damage of up to $500 per occurrence. Bed bug remediation expenses up to $1000 in coverage. Biohazard clean-up of $2,000. Additional Living Expenses up to $2,000.

Personal Contents Coverage

Coverage anywhere in the world for damage or losses due to fire, lightning, windstorm, hail, explosion, riot, civil commotion, aircraft, vehicles, smoke, vandalism, malicious mischief, theft, falling objects, overflow of water, and more.